Effective Date: January 1, 2025

Welcome to Rapid Credit Boosters. By accessing or using our services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our services.

1. Introduction

Rapid Credit Boosters (“Company,” “we,” “us,” or “our”) provides credit consulting, credit repair, and financial advisory services to help individuals improve their credit profiles. These Terms govern your use of our services, website, and any related products.

2. Services Provided

We offer various credit-related services, including but not limited to:

• Credit report analysis

• Credit repair and dispute services

• Credit building strategies

• Tradeline assistance

• Business credit consultation

Our services do not include guaranteed credit score improvements, financial lending, or legal services.

3. Eligibility

To use our services, you must:

• Be at least 18 years old

• Have a valid U.S. Social Security number or Tax Identification Number

• Provide accurate and truthful personal information

• Not use our services for any fraudulent or illegal activities

4. Payment and Refund Policy

4.1 Service Fees

All fees for our services are clearly outlined before payment. By making a payment, you agree that:

• Payments must be made upfront unless otherwise agreed upon.

• Fees may be subject to change with prior notice.

• If you sign up for a subscription-based service, you authorize recurring payments.

4.2 Refunds

Our refund policy is outlined in our contractual agreement with each client. Refunds may be granted under specific conditions as detailed in the agreement. Clients are encouraged to review the contract thoroughly before purchasing services.

We do not offer refunds for:

• Delays caused by credit bureaus, creditors, or financial institutions.

• Changes in personal financial circumstances.

• Services that have already been completed.

5. Client Responsibilities

As a client, you agree to:

• Provide accurate and truthful information about your credit history.

• Allow Rapid Credit Boosters to act on your behalf when communicating with credit bureaus and creditors.

• Not engage in fraudulent activities such as identity misrepresentation or credit file splitting.

• Avoid applying for new credit accounts while we work on your profile unless otherwise advised.

Failure to comply with these requirements may result in service termination without a refund.

6. No Guaranteed Results

While we strive to improve your credit profile, we do not guarantee specific results, credit score increases, or approval for any credit products. The effectiveness of our services depends on various factors, including the accuracy of your credit report, financial behavior, and creditor responses.

7. Legal Compliance

Our services comply with the Credit Repair Organizations Act (CROA) and Fair Credit Reporting Act (FCRA). We do not promise:

• A specific increase in your credit score.

• The removal of all negative items.

• Guaranteed loan or credit approvals.

8. Limitation of Liability

Rapid Credit Boosters is not liable for any:

• Direct, indirect, or consequential damages from using our services.

• Actions taken by credit bureaus, creditors, or financial institutions.

• Financial losses due to changes in your credit profile.

Our maximum liability in any case shall not exceed the amount paid by the client for the services rendered.

9. Dispute Resolution

If you have a dispute with us:

• You must first contact our support team to resolve the issue.

• If unresolved, disputes will be handled through binding arbitration in the state of California.

• Class-action lawsuits are not permitted.

10. Privacy Policy

We respect your privacy and handle your data under our Privacy Policy. Your information will not be shared with third parties without consent, except as required by law.

11. Service Termination

We reserve the right to terminate services if:

• You violate any of these terms.

• You engage in fraudulent activity.

• You fail to make required payments.

12. Changes to These Terms

We may update these Terms and Conditions at any time. Continued use of our services after updates constitutes acceptance of the revised terms.

13. Contact Information

For any questions or concerns regarding these Terms and Conditions, please contact:

Rapid Credit Boosters

5755 Oberlin Dr. Suite 323

San Diego, CA 92121

Email: [email protected]

By using our services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.