We are proud to announce that Äntoine Sallis is now an official member of Forbes Finance Council!. Forbes Councils is an invitation-only organization where top executives and entrepreneurs build professional skills and gain connections and visibility on Forbes.com. Members are organized into relevant councils to ensure maximum benefit for the community as a whole. Members […]
To change your financial situation you need to change your habits, specifically your spending habits. Here are some examples that you need to change in order to succeed. Not Tracking Your Spending Very straightforward. Managing your expenses will let you notice certain spending habits that you can change, especially if they are not important […]
Credit cards are very helpful and convenient but since they’re so easy to use it can increase your debt fast if you’re not careful with your finances, and eventually it could hurt your credit. If you have a high credit card debt here are some tips that can help you out of this problem. […]
If you want to boost your credit or learn how to do it, here are some of the errors you want to avoid. Not Checking Credit Reports You need to check your credit report first before starting to repair your credit. You need to look for any inaccurate charges or incorrect information that comes […]
What is Secured Credit? A secured credit is a type of credit that’s backed by a physical asset (for collateral). An auto loan is a good example because the collateral is the car itself. If you don’t pay the lender they take the car back, since it’s really not yours until you fully pay the […]
1. Can I earn a credit score without a credit history? Yes, you can build credit with no history, you can get a secured credit card, be added as a credit user by another family member, or having a loan cosigned. 2. What types of accounts are reported? All types are reported, because the mixture […]
If you’re stuck with bad credit, there are some ways to improve it but also some ways you can decrease your score, so we show you here some do’s and don’ts of credit repair, these simple ideas can help you get started. Do’s Review your report and dispute errors: Errors on your credit report can […]
It makes sense that something important like your credit, can be seen or accessed quickly and easily and what a better way than to do that on an app? You have your phone with you every day and probably all day. Here are some easy-to-use apps that we recommend. Mint Mint is one of the […]
Equifax, Experian, and TransUnion are the main credit bureaus that collect information to generate your credit reports, but they vary in how they calculate your credit scores. They measure the likelihood we will pay our credit obligations and especially on time. We will dig into these 3 bureaus and what they do. Equifax Based in […]
A car dealership will take your application and will send it to several lenders that they work with so they (the lenders) can compete with each other to get the customer the best loan. A lender will appear on the report as a separate inquiry when it accesses the borrower’s credit report, but credit scoring […]