Your credit score is one of the most fundamental aspects that could improve your life. If your credit is bad, you are likely to avoid lending money to family or friends, taking out credit cards, or buying new cars. You are also less likely to be able to find a decent job.
Get your credit score up to date to buy a house, and it’ll benefit you financially in other ways. Your credit score helps lenders and other financial institutions assess the risk you pose when making an offer, so if you get a better mortgage rate as a result, that’s a savings of about 4 percent on the down payment.
A good credit score can help you save money on healthcare costs. A low credit score can cost you hundreds or even thousands of dollars per year. If your credit is bad, you may have to pay higher premiums and higher deductibles for health insurance.
The connecting thread of multi-millionaires boils down to one similarity—mindset. These economic actors weave a pattern of unspoken rules that are simply thoughts and philosophies put into action. This is especially prevalent in real estate and with business owners. I pulled together the financial rules and actions that make up the multi-millionaire mindset so you can see how to master it for yourself.
We are proud to announce that Äntoine Sallis is now an official member of the Forbes Finance Council!
To change your financial situation you need to change your habits, specifically your spending habits. Here are some examples that you need to change in order to succeed.
Credit cards are very helpful and convenient but since they’re so easy to use it can increase your debt fast if you’re not careful with your finances, and eventually it could hurt your credit.
If you want to boost your credit or learn how to do it, here are some of the errors you want to avoid.
If you want to boost your credit, we can help you reach a good score in a few months. You just have to take the first step, which is contacting us so we can customize our solutions to your credit problems.
1. Can I earn a credit score without a credit history? Yes, you can build credit with no history, you can get a secured credit card, be added as a credit user by another family member, or have a loan cosigned. 2. What types of accounts are reported? All types are reported, because the mixture […]